Floss Agency, EMS Group Partner-Home

Partner of EMS Group

November 30, 2007—EMS Group, an independent, community-based group of insurance agencies, is expanding with the addition of its fourth full independent partner, Floss Agency. Together with the other partners--Emerling, McMahon and Stahlka agencies—the expanded EMS Group employs 67 and generates $33.64 million in yearly premium volume from commercial and individual accounts.

As a partner of EMS Group, Floss Agency will remain under the same ownership, President Joseph Floss, CIC, with the same staff and office location.

“The great news about this expansion for all of our customers is that they now have a wider range of options in insurance companies, products and services,” said Mark Stahlka, CIC, president of EMS Group’s Stahlka Agency. “Also, EMS Group is an even stronger partnership with the addition of an insurance-industry expert like Joe Floss.”

“The expansion made sense because Floss Agency’s philosophy of customer service and emphasis on ethical business practices match EMS Group’s,” said Floss. “Perhaps as important, this move lets us maintain and reinforce our independence in an increasingly competitive industry, which benefits our clients and employees.”

EMS Group is an independent insurance agency formed in 1995 to provide clients with highly competitive insurance products, counseling, and service, supported by an experienced and stable business organization. As independent agencies, EMS Group partners represent a carefully selected group of financially sound, reputable insurance companies, such as Cincinnati Insurance Company, Hanover Insurance Company, Merchants Insurance Group, New York Central Mutual Fire, Peerless Insurance, Travelers and others, to best serve their customers.

EMS Group locations are:

Emerling Agency, LLC, 8625 Main St., Williamsville, (716) 631-0190
Floss Agency, Inc., 6465 Transit Rd., East Amherst; (716) 688-5115
McMahon Agency, Inc., 156 Kenmore Ave., Buffalo; (716) 837-3943
Stahlka Agency, Inc., 6724 Main Street, Williamsville; (716) 634-7077

The aforementioned is a product and service listing and is not intended to be an offer for the sale of securities. Securities products are offered by prospectus. Securities offered through Registered Representatives of Tower Square Securities, Inc. Member NASD/SIPC. Floss Insurance Agency is a separate entity from Tower Square Securities, Inc.

Joseph Floss is a registered representative of Tower Square Securities, Inc. He is registered in CA, FL, NY and OH for the sale of securities products and is licensed to offer life insurance in NY and Michigan. CD200600707 exp. 3/30/07